Phone us 00 800 00 01 02 03

Plans can change at the last minute

Travel Insurance covers you and your personal possessions when travelling. All of our policies include cover against the event of mobilisation for operations.

  • Cover against the event of Military call up whether your trip is before or after your tour of duty**

  • 24 Hour Assistance for Medical Emergencies

  • Single Trip and Annual Cover

  • FREE cover for children under 2***

Travel Insurance Quote Buy Online + Send Enquiry

Cover that offers more

Legal Advice

Confidential legal advice over the phone on any personal legal problem, under the laws of the member countries of the EU

Child Discount

Children aged 2 to 23 years old recieve a 50% discount and children under 2 are covered for free***

Activity Cover

Our policy covers against many activities as standard, including swimming, cycling & paragliding

Key Features

  • Available to those aged 79 or under

  • Serving military personnel, spouse, partner and children, retired personnel, civilian contractors working alongside H M Forces

  • Family cover applies to you or you and your partner plus all unmarried children who are 23 years and under and in full time education

  • Children are covered only when they are travelling with an adult insured under this policy except:

    • while travelling directly to join parents from boarding school at the start of a school holiday or to boarding school from the parents at the end of a school holiday

    • travelling to stay with immediate relatives during a school holiday

  • Adventure training covered

  • Additional Options:

    • Sports Cover

    • Hazardous Activities

    • Golf cover

    • Business Travel

  • Bespoke group quotations upon request, covering all types of adventure training and activity holidays

Travel Insurance Quote Buy Online + Send Enquiry

Terms & Conditions apply, please check your policy documents for details.


Activities Covered

The following list specifies activities that your policy covers:

  • Angling (not at sea from a boat)

  • Archery

  • Badminton

  • Bowls

  • Cross-country skiing+

  • Curling

  • Cycling

  • Dry slope skiing

  • Go-karting

  • Golf

  • Hiking

  • Hill trekking

  • Horse riding

  • Ice skating

  • Jet skiing

  • Motor cycling (up to 125cc)

  • Mountain biking

  • Off piste skiing+

  • Orienteering

  • Paragliding

+Only where Winter Sports cover is selected. No cover for Personal Liability

  • Parascending

  • Roller skating/blading

  • Rowing

  • Sailing (inland/coastal waters)

  • Scuba diving (depths of less than 30m)

  • Shooting Skiing+

  • Snorkelling

  • Snow boarding+

  • Snow mobiling+

  • Soccer

  • Squash

  • Surfing

  • Swimming

  • Tennis

  • Tobogganing+

  • Tug of war

  • Volleyball

  • Water skiing

  • Water polo


Useful Tip

If you are using a mechanical or motorised vehicle or water craft make sure that you are insured for third party cover. Personal Liability will not cover you for this under this policy.

Summary of cover

Take a look through the breakdown of our travel insurance cover.

Benefit Max. benefit (one person, each trip) Excess - Amount each person must pay for each claim
Cancellation and Curtailment £3,000 £50
£15 for lost deposits
Missed Departure £500 £0
Personal Accident
Loss of sight/limbs
Permanent disablement
Medical and Repatriation expenses £2,000,000 £50
Medical inconvenience £25 per day
£600 maximum
Personal Baggage
single article limit
total valuables
delayed baggage
Personal Money £400 £50
Loss of Passport/Driving Licence £200 £0
Public Liability £1,000,000 £0
Travel Delay or Abandoning a trip £20 for first 12hrs, £10 for every 12hrs after that, max. £100
or £3,000
Legal Expenses £10,000 any one event £0
Ski Equipment+
single article
Hire of Ski Equipment+ £150 £0
Ski Pack+ £250 £0
Piste Closure+ £10/£20/£200 £0
Activity Equipment++
single article

Travel Insurance Quote Buy Online + Send Enquiry

+ Only available where Winter Sports cover is selected.
++ Only available where Hazardous Activities Insurance is selected

Policy Exclusions

The below are excluded from the policy:

  • A condition for which you are on a hospital waiting list for in-patient treatment, or if inpatient treatment has been received by you during the six months before you are due to travel

  • a condition for which you are travelling to get medical treatment

  • You are travelling against the advice of a doctor

  • The failure of the Tour Operator or provider of transport or accommodation to fulfil the holiday booking

Terms & Conditions apply, please check your policy documents for details.

Policy Documents

You will find all policy documents for our Personal Acccident Insurance below:

PDF Terms of Business Agreement

PDF Policy Summary Single Trip

PDF Policy Summary Annual Trip

PDF Policy Booklet

How to claim

00 800 00 01 02 03
Forces Financial Travel Insurance
Unit 3, Meridian Office Park
Osborn Way
RG27 9HY

If You Need to Make a Claim:

  • Check your policy schedule and policy wording to see whether the loss or damage is covered and if any specific evidence is required

  • Read the Conditions and follow any instructions given

  • The claims team will take as many details as possible on the phone

  • A claim form will be sent to you, which should be completed and returned with all the required supporting evidence to the claims administrator

*20% discount applies where Baggage cover is excluded.
** This is only applicable once cover has been in place for 7 days.
*** All unmarried children under the age of 23 are covered as long as they are in full-time education and permanently reside at the same address except when they are away at school.

Contact 00 800 00 01 02 03
0044 (0)345 658 1140

Monday to Friday 08:30 to 17:30

Phone Send an enquiry

Contact Get in touch

00 800 00 01 02 03
0044 (0)345 658 1140

Monday to Friday 08:30 to 17:30

Phone Send an enquiry

Locator an Advisor Find your nearest advisor or branch

Enter your postcode below: