Phone us 00 800 00 01 02 03

Get 3 months FREE military kit insurance

Our Kit and Contents Insurance protects your Service Equipment and Personal Possessions against accidental loss and damage in and away from your home.

  • 3 Months FREE Cover - nothing to pay until the 4th month of cover

  • New for old replacement

  • Worldwide Cover

Kit Insurance Get a Quick Quote >> + Send Enquiry
 

Protection when you need it

Licence to Occupy

If you occupy Service Family Accommodation, you are not classed as a tenant. You are liable for damage up to £20,000. Standard home insurance policies do not cover this.

Inclusive Protection

Protect your kit against accidental loss and damage in and away from your home.
+ Key Features

Updated Cover

Our Kit Insurance now includes identity theft and legal expenses as standard.
+ Policy Documents

Terms & Conditions
A deduction for wear and tear for household lined and clothing (other than mess and service dress) will be made.
3 months free applies to new policies only

Key Features

Worldwide cover for your service equipment and personal possessions.

  • 3 Months FREE Cover - nothing to pay until the 4th month of cover

  • Identity Theft – New!

  • Legal Expenses – New!

  • From £5,000 cover for Issued Military Kit and Personal Possessions

  • £15,000 cover for Temporary Issued Military Kit

  • £1,000 cover for Home Contents as standard (option to increase up to £80,000)

  • Worldwide Cover

  • New for old replacement

  • Transit and Storage cover

  • Personal Liability Cover

  • Tenants Liability

  • Emergency Assistance Helpline - fire, flood or theft

  • Legal Helpline - 24 hour advisory service for telephone advice

  • Lifestyle Counselling Helpline

Kit Insurance Quick Quote + Send Enquiry

Terms & Conditions
A deduction for wear and tear for household lined and clothing (other than mess and service dress) will be made.
3 months free applies to new policies only

Policy Exclusions

The below are excluded from the policy:

  • Any loss, damage, liability, cost or expense of any kind caused directly or indirectly by war, invasion or revolution

  • Any loss, damage, liability, cost or expense of any kind directly or indirectly caused by any act of terrorism

  • Damage arising from wear and tear

  • Deliberate loss or damage caused intentionally by you

 

Please check all Exclusions within the Policy Wording for more details and further terms and conditions

Quick Quote Calculator

Use the tool below to get an estimate of your monthly kit insurance premium and easily adjust your levels of cover to build protection that's right for you.

3 months FREE cover

Find out how much 3 months FREE will save you, with nothing to pay until the 4th month of cover.

Your levels of cover

-
+
-
+
-
+
-
+

Terms & Conditions
A deduction for wear and tear for household lined and clothing (other than mess and service dress) will be made.
3 months free applies to new policies only

Policy Documents

You will find all policy documents for our Kit Insurance below:

PDF Terms of Business Agreement

PDF Policy Wording

PDF Policy Summary

New recruits combined free kit offer

PDF Policy Wording including Excess Reimbursement

How to claim

Call our claims helpline on 00 800 00 01 02 03.

When an accident occurs:

  • You will need to provide:

    • Name

    • Address

    • Home and mobile telephone numbers

    • Personal details necessary to confirm your identity

    • Policy number

    • The date of the incident

    • The cause of the loss or damage

    • Details of the loss or damage together with claim value if known

    • Police details where applicable

    • Names and addresses of any other parties involved or responsible for the incident (including details of injuries) and addresses of any witnesses

This information will enable us to make an initial evaluation on policy liability and claim value. We may, however, request additional information depending upon circumstances and value.

Please check the Policy Wording for specific claim details.

Contact 00 800 00 01 02 03
0044 (0)345 658 1140

Monday to Friday 08:30 to 17:30

Phone Send an enquiry

Contact Get in touch

00 800 00 01 02 03
0044 (0)345 658 1140

Monday to Friday 08:30 to 17:30

Phone Send an enquiry

Far more friendly and helpful than anyone else that I have spoken to at other companies"

Once again, exceptional, hassle free service"

First class, I would definitely use your company again"

Thank you for your team's help & support throughout the claim process. A credit to your industry"

It is not often I come across above average customer service but you have been brilliant"

Your assistance is the reason I am taking the policy out with you rather than a rival company"

The service provided has been great"

I would recommend you to anyone still serving"

Locator an Advisor Find your nearest advisor or branch

Enter your postcode below:

Kit Insurance

We provided over 137,000 days of FREE kit insurance and paid out nearly £1 million in claims in 2014

+ Find out more