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Insurance > Personal Accident

You protect us and we protect you and your family with worldwide cover, 24 hours a day.

Forces Financial Personal Accident cover compliments the recently improved Armed Forces Compensation Scheme (AFCS) by providing maximum benefit for disabilities resulting from accidents outside service. This unique approach ensures that premiums are kept to a level that those in the Forces can afford.

On duty even when you're not!

 

 

 

Dependent upon the level of cover you select, our Personal Accident cover includes as standard:

  • Double Disaster Benefit – If both you and your spouse or partner die or are permanently totally disabled from any occupation in the same accident, the policy will pay double the benefits
  • War risks (except between major powers)
  • Terrorism included (except nuclear, chemical and biological)
  • Permanent Total Disablement (PTD) from any occupation up to £150,000
  • Hazardous occupations and activities (leisure as well as work)
  • £500 benefit across all levels, for Bullet and Shrapnel Wound
  • Permanent loss of Special Service Pay, which operates on a sliding scale from £1,000 - £7,500.

Additional cover:
You can select extra cover for death by natural causes and it can be extended to include your spouse or partner.

Did you know?
If you leave HM Forces you can still keep your policy, provided that your new occupation is acceptable to the Insurers.

Forces Financial is a trading name of Stuart Harvey Insurance Brokers Limited who is authorised and regulated by the Financial Services Authority. Registration Number 301858. Registered Office: Globe House, 24 Turret Lane, Ipswich, Suffolk, IP4 1DL. Registered in England & Wales, Registration Number 4224318.

This can be checked on the FSA register: http://www.fsa.gov.uk/register