Dependent upon the level of cover you select, our Personal Accident cover includes as standard:
- Double Disaster Benefit – If both you and your spouse or partner die or are permanently totally disabled from any occupation in the same accident, the policy will pay double the benefits
- War risks (except between major powers)
- Terrorism included (except nuclear, chemical and biological)
- Permanent Total Disablement (PTD) from any occupation up to £150,000
- Hazardous occupations and activities (leisure as well as work)
- £500 benefit across all levels, for Bullet and Shrapnel Wound
- Permanent loss of Special Service Pay, which operates on a sliding scale from £1,000 - £7,500.
Additional cover:
You can select extra cover for death by natural causes and it can be extended to include your spouse or partner.
Did you know?
If you leave HM Forces you can still keep your policy, provided that your new occupation is acceptable to the Insurers. |