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Are you covered when you drive your car on Base?

Forces Financial offers competitive car insurance to all Military personnel based in the UK.

A standard car insurance policy is often not suitable to the lifestyle of Military personnel and our motor policy includes features that will benefit you, such as cover on a Military Base and premium refunds whilst on Tour or Exercise.

  • Available to all Armed Forces personnel serving and retired, Families, MoD Staff and Contractors

  • A standard motor insurance policy is often not suitable to the lifestyle of Military personnel

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Why Forces Financial?

Competitive Cover

We are committed to offering competitive car insurance to the Military and Armed Forces Family
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Tailored To You

Our cover has features that will specifically benefit you, such as premium refunds whilst on Tour or Exercise
+ Key Features

The Right Policy

We search a panel of expert car insurance providers to find you the right policy to suit your individual needs
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Key Features

Key features for a fully comprehensive car insurance policy:

  • Cover on a Military Base as standard

  • Premium refunds whilst on Tour or Exercise

  • On posting, policy switches between UK and Germany

  • No claims discount transferred between UK, Germany and Cyprus

  • New for old cover in the first year of vehicle registration

  • FREE breakdown cover

  • Courtesy Car

  • Personal belongings up to £100

  • Personal Accident

  • Medical Expenses

  • Broken Windscreen and window glass

  • Replacement locks

  • Up to 90 days green card to travel abroad

  • Freephone UK call centre and Freephone 24 hour claims service

Car Insurance Online Quote + Recall Quote

The key features listed are based on a fully comprehensive Insurance policy with one of our Providers, we have a panel of insurance providers, please check the cover provided with your quotation. Referral must be made to the call centre before premium refunds can be activated. Policy switches are dependent upon insurer. Most of our panel of insurers cover no claims discount transfers when returning to the UK to continue your armed forces career, however not all will accept foreign no claims discounts. Green card whilst travelling abroad applies to UK policy holders only.

Policy Exclusions

The below are excluded from the policy:

  • Driving a car which does not belong to you outside the UK

  • All loss or damage when no-one is in the car unless all its doors and windows are closed and locked

  • Telephones and equipment not permanently fitted to the car

How to claim

We have a quick and simple claims service.

  • Round the clock dedicated claims hotline

  • Open 24 hours a day, 7 days a week

To report your claim and get advice, simply call the claim management line on:

0800 781 8498 or +44 161 488 3848 if calling from abroad

What to do in the event of an accident

If you are involved in an accident then you must:

  1. Stop at the scene for a reasonable period

  2. Give the following details to anyone who has reasonable grounds to ask:

    • Vehicle's registration number

    • Your name & address

    • If different to you, the name & address of the registered owner

  3. If injury is caused to another person you must produce your certificate of insurance either to any other person or to the police

The accident should be reported to the police within 24 hours.

You should also comply with the above even if you were not directly involved in the accident but the presence of your vehicle on the road may have been a factor in the accident. If you are driving overseas please ensure you follow the rules for the country you are driving in. In some European countries i.e. Germany it can be an offence to leave the scene of the accident before the police have arrived.

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00 800 00 01 02 03

Monday to Friday 08:00 to 20:00, Saturday 09:00 to 16:00

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Terms & Conditions apply, please check your policy documents for details.

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00 800 00 01 02 03

Monday to Friday 08:00 to 20:00, Saturday 09:00 to 16:00

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Armed Forces Corporate Covenant

We pledge to honour the Armed Forces Corporate Covenant and continue to support the armed forces community

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